Van insurance is a legal requirement to drive your vehicle on the road. Here’s what you need to know about our comprehensive Highway Van product. Rather than simply going for a newer model, it could be time to switch to a van. There are two main types of commercial van insurance: carriage of own goods (i.e. You need commercial van cover if: 1. Any business tools or equipment If you're a builder, for example, there will be no cover for any tools or goods in your van during a theft, fire or accident; Use of a van if you select ‘replacement hire car’ Depending on what you choose, your replacement vehicle will either be a small hatch back or similar-sized car up to 2.0 litre and 7 seats Van insurance is a legal requirement to drive your vehicle on the road. Van Insurance can be complicated, with many optional extras to choose from - such as business usage. View LV Highway Insurance policy documents here or get an insurance quote. Cheap van insurance. Cargo vans. As brokers we work with insurers to create tailored commercial vehicle and van insurance schemes for every situation. You can arrange to pay by direct debit, so there’s no need to worry about missing payments. However, this can mean they fall into the trap of making a comparison only based on price. builder 2. tools of your trade) and haulage (i.e. Get Insurance. If you’re happy with that, just continue using the site. Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly. courier service 3. For example, when importing or exporting goods. Helping You To Obtain The Cheapest Van Insurance Quotes . Tradesmen. It provides financial protection against the same risks car drivers face. As a result, many commercial van owners end up with a policy that is not tailored to their needs and, when push comes to shove, that won’t provide adequate cover. Fleet insurance covers a fleet of vehicles. Tailored – We understand that artisans like plumbers and florists are reliant on their vans to ensure an income.Your insurance quote should reflect the demands of your individual business. 10% of new customers paid £203 or less (Apr 20 - Sep 20). Important changes. Answer the following questions to narrow down your choice and find the right van for you: There are many ways to lower insurance premiums and the van insurance quote you’re offered. As the name suggests, this covers your tools should they get damaged, lost or stolen from inside your van. However if you're using your van for work, for example, you'll need to check your terms and conditions carefully as not all insurers will cover you for business use. It can also be called company or commercial van insurance. We cover drivers aged from 19 to 74. Menu. We use cookies to give you the best possible experience online. It provides financial protection against the same risks car drivers face. Highway Telematics Car insurance. It could help protect your van and the tools and materials you transport as part of your business. It’s important to note the difference between a courier and a haulier to ensure you take out the correct policy. More on Highway Motorcycle. Courier Van Insurance & Haulage Van Insurance The courier and haulage business van policy provides cover for the transporting of goods over long distances. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Commercial insurance We have now stopped writing new business and issuing renewals for LV= Commercial products. Skip to main content. Once you've got a decent alternative price from a comparison website, get on the phone and try to haggle (unless cashback's available, as that has to be via the net). Buying & selling a van Running your van Your van & your business Insurance News. Cover features. You're guaranteed a courtesy vehicle if you need one. But van insurance differs from car insurance, particularly if you use your van for business … Considering a change of car or adding another to your household? Although the van insurance market is not as competitive as for the car cover space, all companies are desperate to retain business. A quick service. These usually have a large exterior space to advertise a company logo/name. Passenger vans. We guarantee that our van insurance is the cheapest you'll find too - through our cheapest van insurance guaranteed* motto. Getting started Running your property Tenants Finance & legal Market trends Insurance News. You can claim if you have an accident or if your vehicle is damaged or stolen. You use your van to commute to work, even if you do not use your van as part of your job You can work out if you need private or commercial van insurance here. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. If you're an existing customer, we're still here for you in the event of a claim and we'll continue to deliver the high levels of service you've come to expect of us. Commercial van insurance – or business van insurance – is different to the policy you have for your own personal vehicle. Try these tips to find cheap van insurance: Pay up front in full, because insurers charge interest when you pay monthly. What is van insurance? Cut any extras that you don't need Features include new van replacement (refer to policy document), personal accident and personal effects cover, replacement locks and courtesy vehicle cover. Van insurance that covers you for a whole range of eventualities. Vans are allocated a group depending on various factors, including the cost of their parts, performance and engine size. Car and van insurance are similar, for example they both cover accidental damage and provide third party cover. Building your business cover. higher the group, the greater the premium. Business and commercial van insurance policies we offer. Learn more about cookies. You don't want to spend hours trawling through directories and calling each and every van insurance firm, repeating the same answers. Clear Van Insurance The perfect level of cover for both personal & small business use. Learn more about our commercial van insurance below, or get some more information on our private van insurance. Social. Our Van Insurance covers vehicles up to 7.5t including tippers, refrigerated vehicles and ice-cream vans. We pass so much business to van insurance providers that they offer us great rates that the general public, and even other van insurance comparison sites, may struggle to match. Here’s what you need to know about our Clear Van product: Our Clear Van product has been designed for vans up to 3.5t that are being driven for pleasure or for running a small business. Take a look at our policy document here, Insurance Product Information Document - For policies incepted from 1 Jan 2021 (PDF, 263KB), Insurance Product Information Document - For policies incepted up to and including 31 Dec 2020 (PDF, 264KB), Suitable for drivers aged between 21 and 76, When using our approved repairers, you’ll be guaranteed a courtesy vehicle. Here's the full lowdown. Business van owners: A standard van insurance policy won’t cover you if you use the van for business, whether it’s for haulage or courier services or for carrying your own business-related goods. Public liability insurance is a key cover for many businesses, as it can protect you if someone is injured or their property is damaged because of your business. Business van insurance is a type of insurance policy you can take out for your van if you use it for commercial or business reasons. See how much you could save. How to save on your van insurance. All of our content is approved by our in-house advisory board of experts. By continuing to use our website, you agree to receiving our cookies on your web browser. A third party policy is the minimum legal requirement and covers the owner for any damage or injury to another person or their property. Perfect for smaller vans being used for small businesses. Compare LV with other major business insurance brands. Van insurance protects you, your van and its contents , so you can confidently go about your business knowing you’re fully covered – just like car insurance. By continuing to use our website, you agree to receiving our cookies on your web browser. Find out more about the changes. Why do I need van insurance? There are basically three levels of commercial van insurance: third party, third party fire and theft and comprehensive cover. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. This can make many tasks a lot easier, such as: Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. Highway Van Insurance Van insurance thats delivers. Tools of the trade Tradesmen tips Business basics Insurance News. Clear Van insurance. The kind of van you buy will determine the type of van insurance quotes you receive. Cargo vans are typically all white, windowless, with two front seats and a large empty cargo area in the back. to carry your goods, tools or equipment to different locations as part of your working day. Highway Specialist Vehicle insurance. These can be registered in the name of a company, a partner or director of the company, allowing one policy to cover your whole business. That’s why our UK-based claims teams are ready to answer your call 24 hours a day. You’ll need to take out a specialised business van insurance policy to be insured to drive the van for business – depending on the exact nature of your work, you can choose from: More on Clear Van. And the best part? We use cookies to make sure your experience is as good as it can be. Call Now 0333 003 8450. Welcome to Adrian Flux Insurance, specialists in Commercial Vehicle and Van Insurance. Need more info? With business van insurance, you can get all of the above optional extras and more, such as tools in transit protection. For example, if you use your van to carry stock, tools and equipment to different locations as part of your normal work, or to make deliveries to your customers, you’ll need business van insurance. You run a business that uses vans, e.g. You can claim if you have an accident or if your vehicle is damaged or stolen. This article contains links to other sites, and we're not responsible for the contents of any of these websites. It's important to us that if you need to make a claim, you receive a hassle-free service. These range from simple tips such as paying annually, rather than monthly, to adding another driver to your policy. In the long run this will save the headache when trying to renew, and could end up saving you money on your van insurance. View the policy document. It does not include insurance for your own vehicle. Landlord. Make a Claim. The perfect level of cover for both personal and small business use. We use cookies to give you the best possible experience online. How to compare business van insurance Business van drivers are rightly concerned with keeping their running costs down. Please speak to your broker about your insurance needs. The higher the group, the greater the premium. Our Highway Van product has been designed for vans up to 7.5t including any driver restriction and haulage use. Check your V5C vehicle registration certificate, the log book, to see if your vehicle should be insured as a car or a van. Van insurance allows you to use your van or pick-up for your business, e.g. It's a legal requirement to have van insurance, just like with cars. More on Highway Specialist. We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Haulage. Cover features . We're focused on building strong relationships with like-minded brokers to provide you with the best products and services for you . It generally covers you for everything a standard policy would, but business van insurance can also offer cover where a standard policy wouldn’t apply – for example, if you’re delivering goods as a courier. Highway Motorcycle insurance. Understand what type of insurance you need and how to find the most affordable, For all your car, home, travel, pet and other insurance enquiries, For all life insurance, investments retirement support, fixed penalty of £300 and 6 penalty points. You use your van as a sole trader, e.g. Visit our cookie policy page to find out more and how to change your cookie settings. Other ways to get cheap van insurance include: Make sure you’re fully covered and apply for a van insurance quote today. This Birmingham-based van company has had its ups and downs – it ended up going bust back in 2008. Great value car insurance rated 5 Star by Defaqto. Do I need business insurance for my van? Because we specialise in a variety of van insurance types we're ideally placed to ensure you receive the best protection whilst minimising your costs. Vans offer much more flexibility, mainly due to the extra space they give you. Business van insurance, also known as commercial van insurance, is needed if you use your van in connection with your trade or business. From Public liability through professional indemnity & employers liability to legal expenses. How many vehicles count as a fleet? Get a quote or call us on 0345 301 2882 It’s specifically designed to protect you for work-related activities. If you need commercial van insurance, we’re working with a provider called Brightside Insurance who have options to suit different types of business. This can help you to balance van insurance payments with other business overheads – like rent, tax and wages. Whether you’re looking to buy new or old, it’s worth checking the insurance group, as this will impact the cost of your cover. Or even putting all your vehicles onto a single insurance policy. Get a quote. goods you’re delivering). © 2020 Liverpool Victoria, County Gates, Bournemouth, BH1 2NF, UK, Packing tents and equipment for a camping trip, Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. Filling with bikes, skis and other sports gear. Cover designed for life on two wheels. If you only plan on using your van for personal trips and not to commute, Social cover could be the best option for you. Business van insurance is designed to protect your business and minimise loss following damage to or theft of your van. But thanks to an influx of Chinese money, LDV is back in the game. Affordable – GoSkippy brings you cheap van insurance as well as finding you the right level of cover.Compare van Insurance through GoSkippy and choose which cover suits you best. Vans up to 7.5t including ice-cream vans and tippers, offering any driver cover . Simply Business offers between £1 million and £5 million in cover, to protect you against this cost. We've now stopped writing new business and issuing renewals for LV= Commercial products. Commercial van insurance (also known as business van insurance) is for you if you use your van for work in any way – including travel to or from more than one location. Choose a higher excess, but it will cost more if you claim. Great van cover for business or pleasure. Compare LDV van insurance. We've now stopped writing new business and issuing renewals for LV= Commercial products. Understand what type of insurance you need and how to find the most affordable van insurance quotes with our handy guide. Quality cover for your customers' pride and joy . Make sure your experience is as good as it can be complicated, many. For both personal and small business use the trade Tradesmen tips business basics insurance.! 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